Wednesday, November 27, 2013

OBOF TYMHM & MORE PART 62


WELCOME TO OPINIONS  BASED  ON FACTS (OBOF)

&

THINGS YOU MAY HAVE MISSED (TYMHM)

YEAR THREE

 

                                                                                                                                                                                                                                                                                                                                                 
Published
OVERVIEW
 
OBOF & TYMHM PART 14
  Dec  18, 2012
OBOF & TYMHM PART 15
  Jan.  02, 2013
OBOF & TYMHM PART 16
  Jan.  08, 2013
OBOF & TYMHM PART 16 EXTRA         
  Jan.  11, 2013
OBOF & TYMHM PART 17
  Jan.  15, 2013
OBOF & TYMHM PART 18
  Jan.  22, 2013
Gbtre  OBOF & TYMHM PART 19
  Jan.  29, 2013
OBOF & TYMHM PART 20
  Feb.  05, 2013
OBOF & TYMHM PART 21
  Feb.  14, 2013 
OBOF & TYMHM PART 22
  Feb.  20, 2013
                                                                                        OBOF & TYMHM PART 23
  Feb.  27, 2013
OBOF & TYMHM PART 23 0SPECIAL
  Mar.  06, 2013
 
 saOBOF & TYMHM PART 24
`
OBOF & TYMHM PART 25
  Mar.  12, 2013
OBOF & TYMHM PART 25-EXTRA
  Mar.  14, 2013
                          
OBOF & TYMHM PART 26
  Mar.  19, 2013
OBOF & TYMHM PART 27
  Mar.  26, 2013
OBOF & TYMHM PART 28
  Apr.  02, 2013
OBOF & TYMHM PART 29
  Apr.  08, 2013
OBOF & TYMHM PART 30
  Apr.  17, 2013
OBOF & TYMHM PART 31
  Apr.  23, 2013
OBOF & TYMHM PART 32
  Apr.  30, 2013
OBOF & TYMHM PART 33
  May  07, 2013
OBOF & TYMHM PART 34
  May  18, 2013
OBOF & TYMHM PART 35
  May  21, 2013
OBOF & TYMHM PART 36
  May  30, 2013
OBOF & TYMHM PART 37
 June 05, 2013
OBOF & TYMHM PART 38
 June 11, 2013
OBOF & TYMHM PART 39
 June 18, 2013
OBOF & TYMHM PART 40
 June 25, 2013
OBOF & TYMHM PART 41
 July  02, 2013
OBOF & TYMHM PART 42
 July  09, 2013
OBOF & TYMHM PART 43
 July  16, 2013
OBOF & TYMHM PART 44
 July  23, 2013
OBOF & TYMHM PART 45
 July  30, 2013
OBOF & TYMHM PART 46
 Aug.  06, 2013
OBOF & TYMHM PART 47
 Aug.  14, 2013
OBOF & TYMHM PART 48
Aug.  20, 2013
OBOF & TYMHM PART 49       
Aug.  27, 2013
OBOF & TYMHM PART 50
Sept. 05, 2013
OBOF & TYMHM PART 51
Sept. 11, 2013
OBOF & TYMHM PART 52
Sept. 18, 2013
OBOF & TYMHM PART 53
Sept. 26, 2013 
OBOF & TYMHM PART 54
Oct.  02, 2013
OBOF & TYMHM PART 55
Oct.  09. 2013
OBOF & TYMHM PART  56 
Oct.  16, 2013
OBOF & TYMHM PART 57
Oct.  23, 2013
OBOF & TYMHM PART 58
Oct.  31, 2013
OBOF & TYMHM PART 59
Nov.  07, 2013
OBOF & TYMHM PART 60
Nov.  14, 2013
OBOF & TYMHM PART 61
Nov.  20, 2013
OBOF & TYMHM PART 62
Nov.  27, 2013
 
 

 

 

In this issue

 

1.  Introduction by Floyd.

2.  Tell Congress not to rubberstamp NAFTA

                   regarding TPP.   Important.

3.  Three large truths are diverted by Republicans

                   tempest about ACA.

4.  More Social Security & less Military.

5.  McDonalds subsidized by Taxpayers.

 

INTRODUCTION

 

I only have one point to make.  There is a great deal all over the place that I want to get to you.  Therefore, I am going to put out an EXTRA the coming Saturday November 30, 2013.

 

These articles today are important, but some that I will get to you on Saturday will be even more important, particularly with regard to TPP.  Don't miss reading this one and the one Saturday.  In the meantime I wish you all a very

 

HAPPY  THANKSGIVING

WITH

FAMILY.

~~~

Tell Congress: Don't rubberstamp "NAFTA on steroids"

 

Matt Lockshin

CREDO Action

Published November 19, 2913

 

The petition reads:
"Congress: Say NO to fast-track trade authority and other undemocratic attempts to prevent Congress from fully vetting secret trade deals like the Trans-Pacific Partnership. It’s your job to ensure trade deals work for everyone, not just giant corporations, and it would be deeply irresponsible for you to ignore that responsibility by supporting fast-track trade authority."
Automatically add your name:
Sign the petition ►

Dear Floyd,
The Trans-Pacific Partnership (TPP) has been called “NAFTA on steroids” – and for good reason.
 
Negotiated behind closed doors by the governments of a dozen countries (including ours) colluding with corporate interests, this secret "trade" deal would eviscerate broad swaths of regulations that protect consumers, workers, the environment and the soundness of our financial system.
 
Last week, a draft of the "intellectual property rights" chapter of the TPP was leaked, and according to the Electronic Frontier Foundation, it "reflects a terrible but unsurprising truth: an agreement negotiated in near-total secrecy, including corporations but excluding the public, comes out as an anti-user wish list of industry-friendly policies."1
The first stage in the plan to pass the TPP is a big push for Congress to pass fast-track trade authority, which would short-circuit the typical legislative process when trade deals like the TPP come up for a vote.
 
Fast-track trade authority would allow the president to sign a trade deal before Congress has an opportunity to review or approve it. Then the president could send it to Congress for an up-or-down vote. Fast track would mean there would be no meaningful hearings, limited debate and absolutely no amendments to the deal. And there would be tremendous pressure on Congress to rubberstamp anything the president signs.
The recently leaked drafter chapter is a huge red flag about the kind of terrible policies the Obama administration wants to include in the TPP.
As George Washington University professor Susan Sell recently told the Washington Post:
 
>From this text it appears that the U.S. administration is negotiating for intellectual property provisions that it knows it could not achieve through an open democratic process.  For example, it includes provisions similar to those of the failed Stop Online Piracy Act (SOPA), and Protect Intellectual Property Act (PIPA), and the Anti-Counterfeiting Trade Agreement (ACTA) that the European Parliament ultimately rejected.  The United States appears to be using the non-transparent Tra ns-Pacific Partnership negotiations as a deliberate end run around Congress on intellectual property, to achieve a presumably unpopular set of policy goals.2
 
And that's only one chapter, when there are many other chapters that haven't been leaked.
 
 
It's the job of Congress to fully vet trade deals and ensure they work for everyone, not just giant corporations.  In fact the Constitution gives Congress exclusive authority over trade. And it would be a deeply irresponsible abdication of responsibility for Congress to pass fast track when we know the TPP is coming down the pike, especially when we know the consequences of the TPP could be disastrous.
That is why hundreds of groups including National Nurses United, the Sierra Club, the Electronic Frontier Foundation, Democracy for America, and Public Citizen have spoken out against fast track.
Under the TPP, developing countries would lose access to lifesaving medicines.  Unsafe foods and products could pour into our country while we’re powerless to stop them. Internet freedom would be a joke. Gone would be the days when the United States could regulate coal exports.  And the excesses of our crazy intellectual property laws that privilege corporate control over innovation would be both exacerbated and extended internationally.
 
You might think such a far-reaching proposal would be subject to intense public debate.  But the text of the proposed deal is considered classified by our government and even members of Congress have been given extremely limited access to it.
 
We know the little we do know about the deal because drafts of some of its chapters have been leaked.
 
Yet, while the government has kept the public and Congress largely in the dark about the TPP, it has given 600 corporate advisers access to the full text of the proposal.
 
Pressured by giant corporate interests that stand to make huge amounts of money on the deal, and faced with a public that has purposefully been kept ignorant about this deal, it’s not hard to see how the TPP could be rammed through Congress if fast-track trade authority were in place.
In fact, the reason the corporate lobby is pushing fast track is that they know the TPP could not get through Congress without this extraordinary power grab.  So the first thing we need to do to fight back is to ensure Congress does not tie its own hands by passing fast-track trade authority.
Matt Lockshin, Campaign Manager
CREDO Action from Working Assets
Automatically add your name:
Sign the petition ►
1"TPP Leak Confirms the Worst: US Negotiators Still Trying to Trade Away Internet Freedoms," Electronic Frontier Foundation, Nov. 13, 2013.
2"Five key questions – and answers – about the leaked TPP text," the Washington Post's Monkey Cage blog, Nov. 15, 2013.



~~~

 

How the Republican Tempest Over the

Affordable Care Act Diverts Attention

from Three Large Truths

 

Robert Reich


Published: Sunday 24 November 2013

 

Having failed to defeat the Affordable Care Act in Congress, to beat it back in the last election, to repeal it despite more than eighty votes in the House, to stop it in the federal courts, to get enough votes in the Supreme Court to overrule it, and to gut it with outright extortion (closing the government and threatening to default on the nation’s debts unless it was repealed), Republicans are now down to their last ploy.

They are hell-bent on destroying the Affordable Care Act in Americans’ minds.

A document circulating among House Republicans (reported by the New York Times) instructs them to repeat the following themes and stories continuously: “Because of Obamacare, I Lost My Insurance.”  “Obamacare Increases Health Care Costs.” “The Exchanges May Not Be Secure, Putting Personal Information at Risk.”

Every Republican in Washington has been programmed to use the word “disaster” whenever mentioning the Act, always refer to it as Obamacare, and demand its repeal.

Republican wordsmiths know they can count on Fox News and right-wing yell radio to amplify and intensify all of this in continuous loops of elaboration and outrage, repeated so often as to infect peoples’ minds like purulent pustules.

The idea is to make the Act so detestable it becomes the fearsome centerpiece of the midterm elections of 2014 — putting enough Democrats on the defensive they join in seeking its repeal or at least in amending it in ways that gut it (such as allowing insurers to sell whatever policies they want as long as they want, or delaying it further).

Admittedly, the President provided Republicans ammunition by botching the Act’s roll-out.  Why wasn’t HealthCare.gov up and running smoothly October 1? Partly because the Administration didn’t anticipate that almost every Republican governor would refuse to set up a state exchange, thereby loading even more responsibility on an already over-worked and underfunded Department of Health and Human Services.

Why didn’t Obama’s advisors anticipate that some policies would be cancelled (after all, the Act sets higher standards than many policies offered) and therefore his “you can keep their old insurance” promise would become a target?  Likely because they knew all policies were “grandfathered” for a year, didn’t anticipate how many insurers would cancel right away, and understood that only 5 percent of policyholders received insurance independent of an employer anyway.

But there’s really no good excuse.  The White House should have anticipated the Republican attack machine.

The real problem is now. The President and other Democrats aren’t meeting the Republican barrage with three larger truths that show the pettiness of the attack:

The wreck of private insurance. Ours has been the only healthcare system in the world designed to avoid sick people. For-profit insurers have spent billions finding and marketing their policies to healthy people – young adults, people at low risk of expensive diseases, groups of professionals – while rejecting people with preexisting conditions, otherwise debilitated, or at high risk of heart disease, diabetes, and cancer. And have routinely dropped coverage of policy holders who become seriously sick or disabled. What else would you expect from corporations seeking to maximize profits?

But the social consequences have been devastating. We have ended up with the most expensive healthcare system in the world (finding and marketing to healthy people is expensive, corporate executives are expensive, profits adequate to satisfy shareholders are expensive), combined with the worst health outcomes of all rich countries — highest rates of infant mortality, shortest life spans, largest portions of populations never seeing a doctor and receiving no preventive care, most expensive uses of emergency rooms.

We could not and cannot continue with this travesty of a healthcare system.

The Affordable Care Act is a modest solution.  It still relies on private insurers — merely setting minimum standards and “exchanges” where customers can compare policies, requiring insurers to take people with preexisting conditions and not abandon those who get seriously sick, and helping low-income people afford coverage.

A single-payer system would have been preferable.  Most other rich countries do it this way.  It could have been grafted on to Social Security and Medicare, paid for through payroll taxes, expanded to lower-income families through Medicaid. It would have been simple and efficient.  (It’s no coincidence that the Act’s Medicaid expansion has been easy and rapid in states that chose to accept it.)

But Republicans were dead set against this.  They wouldn’t even abide a “public option” to buy into something resembling Medicare. In the end, they wouldn’t even go along with the Affordable Care Act, which was based on Republican ideas in the first place. (From Richard Nixon’s healthcare plan through the musings of the Heritage Foundation, Republicans for years urged that everything be kept in the hands of private insurers but the government set minimum standards, create state-based insurance exchanges, and require everyone to sign up).

The moral imperative.  Even a clunky compromise like the ACA between a national system of health insurance and a for-profit insurance market depends, fundamentally, on a social compact in which those who are healthier and richer are willing to help those who are sicker and poorer. Such a social compact defines a society.

The other day I heard a young man say he’d rather pay a penalty than buy health insurance under the Act because, in his words, “why should I pay for the sick and the old?”  The answer is he has a responsibility to do so, as a member the same society they inhabit.

The Act also depends on richer people paying higher taxes to finance health insurance for lower-income people.  Starting this year, a healthcare surtax of 3.8 percent is applied to capital gains and dividend income of individuals earning more than $200,000 and a nine-tenths of 1 percent healthcare tax to wages over $200,000 or couples over $250,000. Together, the two taxes will raise an estimated $317.7 billion over 10 years, according to the Joint Committee on Taxation

Here again, the justification is plain: We are becoming a vastly unequal society in which most of the economic gains are going to the top.  It’s only just that those with higher incomes bear some responsibility for maintaining the health of Americans who are less fortunate.

This is a profoundly moral argument about who we are and what we owe each other as Americans.  But Democrats have failed to make it, perhaps because they’re reluctant to admit that the Act involves any redistribution at all.

Redistribution has become so unfashionable it’s easier to say everyone comes out ahead.  And everyone does come out ahead in the long term:  Even the best-off will gain from a healthier and more productive workforce, and will save money from preventive care that reduces the number of destitute people using emergency rooms when they become seriously ill.

But there would be no reason to reform and extend health insurance to begin with if we did not have moral obligations to one another as members of the same society.

The initial problems with the website and the President’s ill-advised remark about everyone being able to keep their old policies are real.  But they’re trifling compared to the wreckage of the current system, the modest but important step toward reform embodied in the Act, and the moral imperative at the core of the Act and of our society.  

The Republicans have created a tempest out of trivialities.  It is incumbent on Democrats — from the President on down — to show Americans the larger picture, and do so again and again.

~~~

Americans Want Improved Social

Security and Medicare and Less

Military Spending

 

Dave Lindorff


Published: Thursday 21 November 2013

 

A tectonic shift is occurring in the US body politic. Ignore the media-driven sideshow about the 2014 contest for control of the House or about the screwed-up Obamacare insurance-market website. The real political battle is over Social Security and Medicare, and there the story is a historic turn from fighting against Washington efforts to cut those programs to demanding that both be expanded.

A coalition of progressive groups organizations, including of groups like the National Committee to Preserve Social Security and Medicare, NOW, Paralyzed Veterans of America, Generations United, NARFE and SocialSecurity Works, last week protested outside the White House against a proposal, still included in the proposed Obama 2014 budget, to cut back on the inflation adjustment to Social Security, effectively assuring a gradual, but significant reduction in benefits in future years for elderly retirees and the disabled.

Meanwhile, a small but growing group of US senators and representatives, including Sen. Bernie Sanders, an independent socialist from Vermont, Sen. Elizabeth Warren (D-MA), Sen. Tom Harkin (D-IA), Sen. Sherrod Brown (D-OH), Sen. Mark Begich (D-AK) and Sen. Bryan Shatz (D-HI), is calling for eliminating the cap on income subject to Social Security taxation, so that all Americans, including millionaires and billionaires, pay the full FICA tax on their income, a move which would effectively end any talk of the Social Security program “running out of money.”

It’s about time.

As Sen. Warren put it in a recent statement on the Senate floor, “We should be talking about expanding Social Security benefits – not cutting them….  Social Security is incredibly effective, it is incredibly popular, and the calls for strengthening it are growing louder every day.”

 

While Democratic party leaders, like House Minority Leader Nancy Pelosi (D-CA) and President Obama, in thrall to Wall Street lobbyists, have offered to cut Social Security benefits by, for example, adopting a new stingier means of calculating inflation called the “Chained CPI), polls show that Americans consistently and resoundingly support not just protecting Social Security but expanding its currently meager benefits.

 

recent poll, for instance, by Public Policy Polling, released on Nov. 20, found that voters, by an “overwhelming margin,” support expanded Social Security benefits, not cuts in the 77-year-old New Deal program.  Fully 65% of those polled supported expanding benefits, while on nine out of 10 questions about cutting Social Security benefits, the “no cuts” position won by over 70%, with only one question showing the “no-cuts” position winning by “just” 66%.

Clearly, the public and the political parties, including the Democratic Party, are sharply at odds.

Social Security’s critics -- primarily corporate America and the politicians and “think” tanks it bankrolls -- argue that the US “can’t afford” even the current Social Security program.  As Peter Peterson, the dour Wall Street billionaire and founder of the Blackstone Group, likes to put it, the program, along with Medicare, is “bankrupting” the country, and unless “entitlements” are cut America will go bust.  Some like to point to the 12.4% FICA payroll tax that workers and employers have to pay on a 50/50 basis to fund Social Security, and argue that it imposes an intolerable burden on American business and cannot be raised without further damaging the US economy.

Nonsense.  It’s not that high at all.

It’s time to inject so reality here.  If a 12.4% FICA tax to fund Social Security is so punishingly high, how to explain countries like France, Germany, Sweden, and Finland, where the social security system taxation levels are far higher, yet the standard of living, and even the competitiveness of the countries’ economies, are better than in the US?

Take Finland, a country I visited just recently. Finland’s workers and employers pay in a total of 23% of payroll towards funding the country’s retirement system. Workers pay 6%, and employers pay 17%.  That money funds a retirement pension that is designed to give all workers a benefit level equal to at least 60% of what they were earning at the time they retired (for the poor, it's a lot higher than 60%).  This is called “consumption smoothing,” meaning that people should not have to lower their living standard upon retiring.

As Mikko Kautto, the head of research for the Centre for Pensions, explained it to me during in an interview in his office outside the capital of Helsinki, “In the early 1990s, Finland began preparing in earnest for the large aging population we saw coming.”  He explained that studies by the Centre showed that most retirees would need about 60% of their final pre-retirement income to maintain their standard of living in retirement, and that “consumption smoothing” became the stated goal of the program. (Sixty percent replacement is ample in Finland because certain costs are low. Health care, including long-term care, is essentially free, and children who go to college pay no tuition and in fact receive a €450 ($600) monthly stipend for living costs.)

Finland has not suffered overmuch for this decision to have the state be responsible for essentially 100% of retirement costs (Finns have no need to assume the individual risk of putting money into 401(k)-type funds and then playing the stock market in hopes of possibly having enough assets to fund their retirement -- or possibly going bust -- as Americans must do).  Its citizens, who get six weeks paid vacation, paid maternity/paternity leave, free health care and free college and who arguably have the best public education system in the world, live better than we Americans do, and their industries -- telecom, automotive, machinery, forest products and paper -- manage to compete quite well on the world markets, giving the country a trade balance the US can only dream of.

Clearly high taxes for supporting retirees and the poor and disabled is not crippling Finland.

While I cannot claim to be an expert on the retirement systems of other nations, it is worth mentioning that the payroll tax rates of other major developed economies like France, Germany and, Sweden, are all significantly higher than the US, and yet their economies are all outperforming ours, including in the area of global competitiveness. Sweden’s retirement system taxes, paid by the employer, total over 31% of payroll.  In France workers contribute 13.4% of each paycheck to fund the national retirement scheme, with employers paying another 18.2% of payroll, for a total of 31.6%.  Even in Germany, workers and employers each pay 9.95% of payroll in to the retirement fund -- and yet Germany still manages to be the second largest net exporter in the world after China, outstripping the US this year, and, unlike the US, Germany boasts a consistently positive trade balance. Clearly, using a payroll tax to fund a decent retirement program does not mean destroying competitiveness or crippling business.

What does separate the US from these other developed nations is the staggering amount -- 53% of the discretionary federal budget -- that the US spends on war and the military.  Finland, in comparison, spends just 3.4% of its federal budget on its military, the same as Germany.  France, one of the larger military spenders, devotes 5.4% of its budget to its military.

The answer then is clear: If the US, where Social Security on average only provides a meager 30% of pre-retirement income to retirees, is to expand benefits, the money will have to come from a combination of higher taxes on the wealthy, higher taxes on employers, and from dramatic cuts in US military spending.

Despite all the pro-war propaganda, and the scare stories about terrorism put out by the government and the corporate media, Americans get this.  poll conducted earlier this year by The Hill, found that 49% of Americans supported cutting military spending to reduce the nation’s budget deficit, while only 23% favored cutting Social Security and Medicare.  Meanwhile 69% said they opposed cuts in those two programs.

 

And cutting military spending is, in fact, what Sen. Sanders is calling for in his proposal to defend and expand Social Security: full FICA taxation on all income, not just the first 113,400 of income, and several hundred billion dollars a year in cuts in the military budget.  Others are demanding even bigger military budget cuts, of as much as 25-50% of the current $1 trillion a year level of spending on war and preparations for war. (Even a 50% cut in the US military budget would still leave this country spending more than several of the next-largest spenders, like Russia and China, combined.)

 

Needless to say, the experience of those same European countries -- Finland, France, Finland and Germany, as well as many other developed countries like the UK, Italy, Holland, Denmark, Norway, Spain, etc., as well as Canada and Australia -- shows that it is also possible to have a better, less costly universal health care system by adopting some socialized approach, whether the fully nationalized one used in Britain, a single-payer one where the government is the insurer, as in Canada, or some combination, and the countries that do this manage just fine without "going bust" as Peterson et all and the free-market sycophants in Congress and the White House would have us believe. (A new international study by the Commonwealth Fund found the US to have the highest health costs and to rank last in quality of care and outcomes in almost every category among 10 industrialized nations -- with the exception of waiting times to get care, where America edged out Canada for second-to-last position.)

As the politics of Social Security and Medicare move away from rear-guard defensive action to prevent cuts, to a positive struggle to expand both programs, it is important that Americans become aware of how things work in the rest of the developed world.  That way, the scare-mongers like Peterson and his ilk cannot get away with fake claims that a decent retirement and health care for all will “bankrupt” the US, or “destroy” the American economy.


ABOUT Dave Lindorff

 

Dave Lindorff is an investigative reporter, a columnist for CounterPunch, and a contributor to Businessweek, The Nation, Extra! and Salon.com.  He received a Project Censored award in 2004.   Dave is also a founding member of the online newspaper  ThisCantBeHappening! at www.thiscantbehappening.net

~~~

McDonald’s: Low-Paid Workers,

High-Flying Execs

SUBSIDIZED BY TAXPAYERS

 

 

Jim Hightower

NationofChange / OP-ED

Published: Thursday 21 November 2013

 

In this season of generosity, I'm sure that you get as much joy and deep internal satisfaction as I do just by knowing that we – all of us taxpayers together – contribute day-in and day-out to a very big global cause: Supersizing McDonald's.

The world's largest hamburger chain is a needy charity case, because without your and my generous tax support, the Big MacBosses in charge would have to pay a living wage to their    800,000-plus American workers.  But, thanks to us, the $27 billion-a-year hamburger-flipping flim flammers can get away with paying poverty wages – then send their workforce to get food stamps, Medicaid, child welfare payments, public housing, and other tax-funded poverty benefits.  This public subsidy of the Golden Arches adds up to a very golden $1.2 billion a year. What a creative business plan!  Who says giant corporations aren't enterprising?

 

Well, sniff the chain's top executives, we operate on razor-thin profit margins, so we can't afford to throw money at workers. Really?  Last year's $5.6 billion in profits doesn't sound thin to me.  Also, note that McDonald's more than tripled the pay of its new CEO last year, elevating him from $4.1 million to $13.8 million.

But what really galls its workers (whose low wages and forced part-time schedules mean they average less than $12,000 a year) is that the taxpayer-subsidized profiteer laid out a fat $35 million in October to add a brand new executive jet to its corporate fleet. This one is a "Bombardier 605" with the full package of luxurious amenities, and it cost $2,500 an hour to fly it.

Just flying one hour on the Bombardier cost more than the combined hourly wages of more than 300 McDonald's workers. Remember, you're subsidizing this. To tell the chain's CEO that this is immoral, go to       www.OurFuture.org.

~~~

If the good Lord is willing and the creek don't rise, I'll talk with you again next Tuesday or Wednesday December 3, or 4, 2013.

 

God Bless You All

&

God Bless the United States of America.

Floyd